| A | B | C | D | E | F | G | H | I | |
|---|---|---|---|---|---|---|---|---|---|
1 |
|||||||||
2 |
THE GROUP | THE BANK | |||||||
3 |
2019 | 2018 | 2017 | 2019 | 2018 | 2017 | |||
4 |
Notes | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | ||
5 |
OPERATING ACTIVITIES | ||||||||
6 |
Profit before tax Adjustments for: |
1,866,798 | 910,977 | 910,520 | 1,824,002 | 907,678 | 919,674 | ||
7 |
Change in operating assets | 33(b) | (19,935,395) | (7,250,255) | (17,383,284) | (20,018,305) | (6,785,417) | (17,820,715) | |
8 |
Change in operating liabilities | 33(c) | 18,807,502 | 20,253,961 | 11,633,569 | 18,926,691 | 19,677,838 | 12,061,742 | |
9 |
Non-cash items included in profit before tax | 33(d) | 799,659 | 1,167,055 | 909,865 | 873,935 | 1,144,072 | 892,638 | |
10 |
Tax paid | (99,738) | (234,267) | (152,379) | (96,254) | (230,461) | (143,508) | ||
11 |
Net cash flows from/(used in) operating activities |
1,438,826 | 14,847,471 | (4,081,709) | 1,510,069 | 14,713,710 | (4,090,169) | ||
12 |
|||||||||
13 |
INVESTING ACTIVITIES | ||||||||
14 |
Purchase of property and equipment | 20 | (33,821) | (45,121) | (80,287) | (33,491) | (44,470) | (79,532) | |
15 |
Purchase of intangible assets | 21 | (33,692) | (122,809) | (61,256) | (33,692) | (122,809) | (61,209) | |
16 |
Addition to investment | (57,210) | - | - | - | - | - | ||
17 |
Dividend received | - | - | - | - | 22,000 | - | ||
18 |
Proceeds from sale of property and equipment | - | 89 | - | - | 89 | - | ||
19 |
Net cash flows used in investing activities | (124,723) | (167,841) | (141,543) | (67,183) | (145,190) | (140,741) | ||
20 |
|||||||||
21 |
FINANCING ACTIVITIES | ||||||||
22 |
Issue of shares | 28 | - | 446,291 | 602,245 | - | 446,291 | 602,245 | |
23 |
Indemnity paid on shares issued | 28 | - | (2,850) | - | - | (2,850) | - | |
24 |
Repayment of subordinated debt | (385,033) | (682,475) | - | (385,033) | (682,475) | - | ||
25 |
Dividends paid | 13 | (333,508) | (300,159) | (242,949) | (333,508) | (300,159) | (242,949) | |
26 |
Net cash flows (used in)/generated from financing activities |
(718,541) | (539,193) | 359,296 | (718,541) | (539,193) | 359,296 | ||
27 |
Net cash flows for the year | 595,562 | 14,140,437 | (3,863,956) | 724,345 | 14,029,327 | (3,871,614) | ||
28 |
|||||||||
29 |
Movement in cash and cash equivalents | ||||||||
30 |
Cash and cash equivalents at 1 July | 50,105,076 | 35,965,163 | 39,825,786 | 49,974,647 | 35,945,320 | 39,816,934 | ||
31 |
Net increase/(decrease) in cash and cash equivalents |
595,562 | 14,140,437 | (3,863,956) | 724,345 | 14,029,327 | (3,871,614) | ||
32 |
Net foreign exchange difference | - | (524) | 3,333 | - | - | - | ||
33 |
Cash and cash equivalents at 30 June | 33(a) | 50,700,638 | 50,105,076 | 35,965,163 | 50,698,992 | 49,974,647 | 35,945,320 | |
34 |
|||||||||
35 |
Operational cash flows from interest | ||||||||
36 |
Interest paid | (881,316) | (732,067) | (714,991) | (881,183) | (662,889) | (708,169) | ||
37 |
Interest received | 2,864,490 | 2,808,791 | 1,947,515 | 2,864,516 | 2,808,635 | 1,946,930 |
| A | B | C | D | E | F | G | H | I | |
|---|---|---|---|---|---|---|---|---|---|
1 |
|||||||||
2 |
THE GROUP | THE BANK | |||||||
3 |
2019 | 2018 | 2017 | 2019 | 2018 | 2017 | |||
4 |
Notes | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | ||
5 |
OPERATING ACTIVITIES | ||||||||
6 |
Profit before tax Adjustments for: |
1,866,798 | 910,977 | 910,520 | 1,824,002 | 907,678 | 919,674 | ||
7 |
Change in operating assets | 33(b) | (19,935,395) | (7,250,255) | (17,383,284) | (20,018,305) | (6,785,417) | (17,820,715) | |
8 |
Change in operating liabilities | 33(c) | 18,807,502 | 20,253,961 | 11,633,569 | 18,926,691 | 19,677,838 | 12,061,742 | |
9 |
Non-cash items included in profit before tax | 33(d) | 799,659 | 1,167,055 | 909,865 | 873,935 | 1,144,072 | 892,638 | |
10 |
Tax paid | (99,738) | (234,267) | (152,379) | (96,254) | (230,461) | (143,508) | ||
11 |
Net cash flows from/(used in) operating activities |
1,438,826 | 14,847,471 | (4,081,709) | 1,510,069 | 14,713,710 | (4,090,169) | ||
12 |
|||||||||
13 |
INVESTING ACTIVITIES | ||||||||
14 |
Purchase of property and equipment | 20 | (33,821) | (45,121) | (80,287) | (33,491) | (44,470) | (79,532) | |
15 |
Purchase of intangible assets | 21 | (33,692) | (122,809) | (61,256) | (33,692) | (122,809) | (61,209) | |
16 |
Addition to investment | (57,210) | - | - | - | - | - | ||
17 |
Dividend received | - | - | - | - | 22,000 | - | ||
18 |
Proceeds from sale of property and equipment | - | 89 | - | - | 89 | - | ||
19 |
Net cash flows used in investing activities | (124,723) | (167,841) | (141,543) | (67,183) | (145,190) | (140,741) | ||
20 |
|||||||||
21 |
FINANCING ACTIVITIES | ||||||||
22 |
Issue of shares | 28 | - | 446,291 | 602,245 | - | 446,291 | 602,245 | |
23 |
Indemnity paid on shares issued | 28 | - | (2,850) | - | - | (2,850) | - | |
24 |
Repayment of subordinated debt | (385,033) | (682,475) | - | (385,033) | (682,475) | - | ||
25 |
Dividends paid | 13 | (333,508) | (300,159) | (242,949) | (333,508) | (300,159) | (242,949) | |
26 |
Net cash flows (used in)/generated from financing activities |
(718,541) | (539,193) | 359,296 | (718,541) | (539,193) | 359,296 | ||
27 |
Net cash flows for the year | 595,562 | 14,140,437 | (3,863,956) | 724,345 | 14,029,327 | (3,871,614) | ||
28 |
|||||||||
29 |
Movement in cash and cash equivalents | ||||||||
30 |
Cash and cash equivalents at 1 July | 50,105,076 | 35,965,163 | 39,825,786 | 49,974,647 | 35,945,320 | 39,816,934 | ||
31 |
Net increase/(decrease) in cash and cash equivalents |
595,562 | 14,140,437 | (3,863,956) | 724,345 | 14,029,327 | (3,871,614) | ||
32 |
Net foreign exchange difference | - | (524) | 3,333 | - | - | - | ||
33 |
Cash and cash equivalents at 30 June | 33(a) | 50,700,638 | 50,105,076 | 35,965,163 | 50,698,992 | 49,974,647 | 35,945,320 | |
34 |
|||||||||
35 |
Operational cash flows from interest | ||||||||
36 |
Interest paid | (881,316) | (732,067) | (714,991) | (881,183) | (662,889) | (708,169) | ||
37 |
Interest received | 2,864,490 | 2,808,791 | 1,947,515 | 2,864,516 | 2,808,635 | 1,946,930 |
| A | B | C | D | E | F | G | H | I | |
|---|---|---|---|---|---|---|---|---|---|
1 |
|||||||||
2 |
THE GROUP | THE BANK | |||||||
3 |
2019 | 2018 | 2017 | 2019 | 2018 | 2017 | |||
4 |
Notes | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | ||
5 |
OPERATING ACTIVITIES | ||||||||
6 |
Profit before tax Adjustments for: |
1,866,798 | 910,977 | 910,520 | 1,824,002 | 907,678 | 919,674 | ||
7 |
Change in operating assets | 33(b) | (19,935,395) | (7,250,255) | (17,383,284) | (20,018,305) | (6,785,417) | (17,820,715) | |
8 |
Change in operating liabilities | 33(c) | 18,807,502 | 20,253,961 | 11,633,569 | 18,926,691 | 19,677,838 | 12,061,742 | |
9 |
Non-cash items included in profit before tax | 33(d) | 799,659 | 1,167,055 | 909,865 | 873,935 | 1,144,072 | 892,638 | |
10 |
Tax paid | (99,738) | (234,267) | (152,379) | (96,254) | (230,461) | (143,508) | ||
11 |
Net cash flows from/(used in) operating activities |
1,438,826 | 14,847,471 | (4,081,709) | 1,510,069 | 14,713,710 | (4,090,169) | ||
12 |
|||||||||
13 |
INVESTING ACTIVITIES | ||||||||
14 |
Purchase of property and equipment | 20 | (33,821) | (45,121) | (80,287) | (33,491) | (44,470) | (79,532) | |
15 |
Purchase of intangible assets | 21 | (33,692) | (122,809) | (61,256) | (33,692) | (122,809) | (61,209) | |
16 |
Addition to investment | (57,210) | - | - | - | - | - | ||
17 |
Dividend received | - | - | - | - | 22,000 | - | ||
18 |
Proceeds from sale of property and equipment | - | 89 | - | - | 89 | - | ||
19 |
Net cash flows used in investing activities | (124,723) | (167,841) | (141,543) | (67,183) | (145,190) | (140,741) | ||
20 |
|||||||||
21 |
FINANCING ACTIVITIES | ||||||||
22 |
Issue of shares | 28 | - | 446,291 | 602,245 | - | 446,291 | 602,245 | |
23 |
Indemnity paid on shares issued | 28 | - | (2,850) | - | - | (2,850) | - | |
24 |
Repayment of subordinated debt | (385,033) | (682,475) | - | (385,033) | (682,475) | - | ||
25 |
Dividends paid | 13 | (333,508) | (300,159) | (242,949) | (333,508) | (300,159) | (242,949) | |
26 |
Net cash flows (used in)/generated from financing activities |
(718,541) | (539,193) | 359,296 | (718,541) | (539,193) | 359,296 | ||
27 |
Net cash flows for the year | 595,562 | 14,140,437 | (3,863,956) | 724,345 | 14,029,327 | (3,871,614) | ||
28 |
|||||||||
29 |
Movement in cash and cash equivalents | ||||||||
30 |
Cash and cash equivalents at 1 July | 50,105,076 | 35,965,163 | 39,825,786 | 49,974,647 | 35,945,320 | 39,816,934 | ||
31 |
Net increase/(decrease) in cash and cash equivalents |
595,562 | 14,140,437 | (3,863,956) | 724,345 | 14,029,327 | (3,871,614) | ||
32 |
Net foreign exchange difference | - | (524) | 3,333 | - | - | - | ||
33 |
Cash and cash equivalents at 30 June | 33(a) | 50,700,638 | 50,105,076 | 35,965,163 | 50,698,992 | 49,974,647 | 35,945,320 | |
34 |
|||||||||
35 |
Operational cash flows from interest | ||||||||
36 |
Interest paid | (881,316) | (732,067) | (714,991) | (881,183) | (662,889) | (708,169) | ||
37 |
Interest received | 2,864,490 | 2,808,791 | 1,947,515 | 2,864,516 | 2,808,635 | 1,946,930 |