A B C D E F G H I
1
2
 THE GROUP THE BANK
3
 2019 2018 2017 2019 2018 2017
4
 Fee and commission income MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000
5
 Commission income 438,263 332,718 279,602 438,263 332,718 279,602
6
 Credit card fees 107,796 70,835 51,491 107,796 70,835 51,491
7
 Custody fees income 163,279 238,868 198,596 164,330 239,718 199,575
8
 Other fees received 8,632 12,863 10,166 7,762 6,056 5,370
9
 Asset management fees 49,422 84,494 68,060 - - -
10
 Total fee and commission income 767,392 739,778 607,915 718,151 649,327 536,038
11
 Fee and commission expense
Commission to other banks		 (88,380) (80,085) (66,315) (88,381) (80,085) (66,315)
12
 Credit card expenses (92,226) (103,476) (67,100) (92,226) (103,476) (67,100)
13
 Custody fees expense (57,279) (99,284) (88,454) (57,178) (99,134) (88,454)
14
 Other fees paid (55,199) (26,583) (20,414) (53,594) (23,707) (17,697)
15
 Total fee and commission expense (293,084) (309,428) (242,283) (291,379) (306,402) (239,566)
16
17
 Net fee and commission income 474,308 430,350 365,632 426,772 342,925 296,472
18
The asset management fees are earned on fiduciary activities, where the Group holds or invests in assets on behalf of its customers
A B C D E F G H I
1
2
 THE GROUP THE BANK
3
 2019 2018 2017 2019 2018 2017
4
 Fee and commission income MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000
5
 Commission income 438,263 332,718 279,602 438,263 332,718 279,602
6
 Credit card fees 107,796 70,835 51,491 107,796 70,835 51,491
7
 Custody fees income 163,279 238,868 198,596 164,330 239,718 199,575
8
 Other fees received 8,632 12,863 10,166 7,762 6,056 5,370
9
 Asset management fees 49,422 84,494 68,060 - - -
10
 Total fee and commission income 767,392 739,778 607,915 718,151 649,327 536,038
11
 Fee and commission expense
Commission to other banks		 (88,380) (80,085) (66,315) (88,381) (80,085) (66,315)
12
 Credit card expenses (92,226) (103,476) (67,100) (92,226) (103,476) (67,100)
13
 Custody fees expense (57,279) (99,284) (88,454) (57,178) (99,134) (88,454)
14
 Other fees paid (55,199) (26,583) (20,414) (53,594) (23,707) (17,697)
15
 Total fee and commission expense (293,084) (309,428) (242,283) (291,379) (306,402) (239,566)
16
17
 Net fee and commission income 474,308 430,350 365,632 426,772 342,925 296,472
18
The asset management fees are earned on fiduciary activities, where the Group holds or invests in assets on behalf of its customers
A B C D E F G H I
1
2
 THE GROUP THE BANK
3
 2019 2018 2017 2019 2018 2017
4
 Fee and commission income MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000
5
 Commission income 438,263 332,718 279,602 438,263 332,718 279,602
6
 Credit card fees 107,796 70,835 51,491 107,796 70,835 51,491
7
 Custody fees income 163,279 238,868 198,596 164,330 239,718 199,575
8
 Other fees received 8,632 12,863 10,166 7,762 6,056 5,370
9
 Asset management fees 49,422 84,494 68,060 - - -
10
 Total fee and commission income 767,392 739,778 607,915 718,151 649,327 536,038
11
 Fee and commission expense
Commission to other banks		 (88,380) (80,085) (66,315) (88,381) (80,085) (66,315)
12
 Credit card expenses (92,226) (103,476) (67,100) (92,226) (103,476) (67,100)
13
 Custody fees expense (57,279) (99,284) (88,454) (57,178) (99,134) (88,454)
14
 Other fees paid (55,199) (26,583) (20,414) (53,594) (23,707) (17,697)
15
 Total fee and commission expense (293,084) (309,428) (242,283) (291,379) (306,402) (239,566)
16
17
 Net fee and commission income 474,308 430,350 365,632 426,772 342,925 296,472
18
The asset management fees are earned on fiduciary activities, where the Group holds or invests in assets on behalf of its customers