A B C D E F G H I J K L
1
2
 2019
3
 On demand Less than 3 months 3 to 6 months 6 to 12 months Sub total less than 12 months 1 to 5 years Over 5 years Sub total over 12 months Total
4
 Assets MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000
5
 Cash and cash equivalents 16,890,819 33,808,173 - - 50,698,992 - - - 50,698,992
6
 Due from banks - 4,840,807 4,822,090 2,797,852 12,460,749 507,181 - 507,181 12,967,930
7
 Derivative financial instruments - 31,100 26,302 35,011 92,413 - - - 92,413
8
 Loans and advances to banks - 925,600 2,320,192 374,554 3,620,346 2,398,702 - 2,398,702 6,019,048
9
 Loans and advances to customers 100,808 6,910,096 397,799 1,179,629 8,588,332 8,561,002 5,000,862 13,561,864 22,150,196
10
 Investment securities - 18,267,522 8,196,735 7,923,258 34,387,515 9,126,417 1,794,239 10,920,656 45,308,171
11
 Other assets (excluding prepayments, accrued income, inventory and taxes) 1,865,835 - - 125,346 1,991,181 - - 1,991,181
12
 Total 18,857,462 64,783,298 15,763,118 12,435,650 111,839,528 20,593,302 6,795,101 27,388,403 139,227,931
13
14
 Liabilities
15
 Due to banks
Deposits from customers:		 647 - - 18,557 19,204 11,230 - 11,230 30,434
16
 -Current account 90,900,375 - - - 90,900,375 - - - 90,900,375
17
 -Savings account 5,129,381 - - - 5,129,381 - - - 5,129,381
18
 -Term deposits - 16,441,090 4,680,838 6,769,088 27,891,016 7,185,195 102,398 7,287,593 35,178,609
19
 96,029,756 16,441,090 4,680,838 6,769,088 123,920,772 7,185,195 102,398 7,287,593 131,208,365
20
 Derivative financial instruments - 8,216 8,577 33,202 49,995 - - - 49,995
21
 Debts issued* - - 184,205 - 184,205 - - - 184,205
22
 Other liabilities - - - 378,678 378,678 - - - 378,678
23
 Total 96,030,403 16,449,306 4,873,620 7,199,525 124,552,854 7,196,425 102,398 7,298,823 131,851,677
24
 Net liquidity gap (77,172,941) 48,333,992 10,889,498 5,236,125 (12,713,326) 13,396,877 6,692,703 20,089,580 7,376,254
25
 *Included in debt issue are subordinated debt with maturity of 1 year amounting to MUR 184.2M
A B C D E F G H I J K L
1
2
 2019
3
On demand
 Less than 3 months
3 to 6 months
6 to 12 months
 Sub total less than 12 months 1 to 5 years Over 5 years Sub total over 12 months Total
4
 Assets MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000
5
 Cash and cash equivalents 16,890,819 33,808,173 - - 50,698,992 - - - 50,698,992
6
 Due from banks - 4,840,807 4,822,090 2,797,852 12,460,749 507,181 - 507,181 12,967,930
7
 Derivative financial instruments - 31,100 26,302 35,011 92,413 - - - 92,413
8
 Loans and advances to banks - 925,600 2,320,192 374,554 3,620,346 2,398,702 - 2,398,702 6,019,048
9
 Loans and advances to customers 100,808 6,910,096 397,799 1,179,629 8,588,332 8,561,002 5,000,862 13,561,864 22,150,196
10
 Investment securities - 18,267,522 8,196,735 7,923,258 34,387,515 9,126,417 1,794,239 10,920,656 45,308,171
11
 Other assets (excluding prepayments, accrued income, inventory and taxes) 1,865,835 - - 125,346 1,991,181 - - 1,991,181
12
 Total 18,857,462 64,783,298 15,763,118 12,435,650 111,839,528 20,593,302 6,795,101 27,388,403 139,227,931
13
14
 Liabilities
15
 Due to banks
Deposits from customers:		 647 - - 18,557 19,204 11,230 - 11,230 30,434
16
 -Current account 90,900,375 - - - 90,900,375 - - - 90,900,375
17
 -Savings account 5,129,381 - - - 5,129,381 - - - 5,129,381
18
 -Term deposits - 16,441,090 4,680,838 6,769,088 27,891,016 7,185,195 102,398 7,287,593 35,178,609
19
 96,029,756 16,441,090 4,680,838 6,769,088 123,920,772 7,185,195 102,398 7,287,593 131,208,365
20
 Derivative financial instruments - 8,216 8,577 33,202 49,995 - - - 49,995
21
 Debts issued* - - 184,205 - 184,205 - - - 184,205
22
 Other liabilities - - - 378,678 378,678 - - - 378,678
23
 Total 96,030,403 16,449,306 4,873,620 7,199,525 124,552,854 7,196,425 102,398 7,298,823 131,851,677
24
 Net liquidity gap (77,172,941) 48,333,992 10,889,498 5,236,125 (12,713,326) 13,396,877 6,692,703 20,089,580 7,376,254
25
 *Included in debt issue are subordinated debt with maturity of 1 year amounting to MUR 184.2M
A B C D E F G H I J K L
1
2
 2019
3
On demand
 Less than 3 months
3 to 6 months
6 to 12 months
 Sub total less than 12 months 1 to 5 years Over 5 years Sub total over 12 months Total
4
 Assets MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000
5
 Cash and cash equivalents 16,890,819 33,808,173 - - 50,698,992 - - - 50,698,992
6
 Due from banks - 4,840,807 4,822,090 2,797,852 12,460,749 507,181 - 507,181 12,967,930
7
 Derivative financial instruments - 31,100 26,302 35,011 92,413 - - - 92,413
8
 Loans and advances to banks - 925,600 2,320,192 374,554 3,620,346 2,398,702 - 2,398,702 6,019,048
9
 Loans and advances to customers 100,808 6,910,096 397,799 1,179,629 8,588,332 8,561,002 5,000,862 13,561,864 22,150,196
10
 Investment securities - 18,267,522 8,196,735 7,923,258 34,387,515 9,126,417 1,794,239 10,920,656 45,308,171
11
 Other assets (excluding prepayments, accrued income, inventory and taxes) 1,865,835 - - 125,346 1,991,181 - - 1,991,181
12
 Total 18,857,462 64,783,298 15,763,118 12,435,650 111,839,528 20,593,302 6,795,101 27,388,403 139,227,931
13
14
 Liabilities
15
 Due to banks
Deposits from customers:		 647 - - 18,557 19,204 11,230 - 11,230 30,434
16
 -Current account 90,900,375 - - - 90,900,375 - - - 90,900,375
17
 -Savings account 5,129,381 - - - 5,129,381 - - - 5,129,381
18
 -Term deposits - 16,441,090 4,680,838 6,769,088 27,891,016 7,185,195 102,398 7,287,593 35,178,609
19
 96,029,756 16,441,090 4,680,838 6,769,088 123,920,772 7,185,195 102,398 7,287,593 131,208,365
20
 Derivative financial instruments - 8,216 8,577 33,202 49,995 - - - 49,995
21
 Debts issued* - - 184,205 - 184,205 - - - 184,205
22
 Other liabilities - - - 378,678 378,678 - - - 378,678
23
 Total 96,030,403 16,449,306 4,873,620 7,199,525 124,552,854 7,196,425 102,398 7,298,823 131,851,677
24
 Net liquidity gap (77,172,941) 48,333,992 10,889,498 5,236,125 (12,713,326) 13,396,877 6,692,703 20,089,580 7,376,254
25
 *Included in debt issue are subordinated debt with maturity of 1 year amounting to MUR 184.2M