A B C D E F G H I J K
1
1
2
 2019
3
 Carrying amount On demand Less than 3 months 3 to 6 months 6 to 12 months 1 to 5 years Over 5 years Non interest bearing
4
 Assets
5
 Cash and cash equivalents 50,700,638 15,191,168 33,808,173 - - - - 1,701,297
6
 Due from banks 12,967,930 - 4,840,807 4,822,090 2,797,852 507,181 - -
7
 Loans and advances to banks 6,019,048 - 925,600 2,320,192 374,554 2,398,702 - -
8
 Loans and advances to customers 22,150,196 100,808 6,910,096 397,799 1,179,629 8,561,002 5,000,862 -
9
 Debt instruments measured at amortised cost 36,884,143 - 11,721,302 7,503,269 7,175,226 8,855,045 1,629,301 -
10
 Equity Investment designated at fair value through other comprehensive income 31,945 - - - 31,945 - - -
11
 Other assets (excluding prepayments, accrued income and inventory) 1,922,348 - 5,082 10,655 229,661 - - 1,676,950
12
 Total assets 130,676,248 15,291,976 58,211,060 15,054,005 11,788,867 20,321,930 6,630,163 3,378,247
13
14
 Liabilities
15
 Due to banks 30,434 647 - - 18,557 11,230 - -
16
 Deposits from customers 131,032,605 95,990,453 16,441,090 4,544,381 6,769,088 7,185,195 102,398 -
17
 Debts issued 320,662 - - 320,662 - - - -
18
 Financial liabilities measured at fair value through profit or loss 872,139 813,783 - - - 58,356 - -
19
 Total liabilities 132,255,840 96,804,883 16,441,090 4,865,043 6,787,645 7,254,781 102,398 -
20
 Total interest sensitivity gap (1,579,592) (81,512,907) 41,769,970 10,188,962 5,001,222 13,067,149 6,527,765 3,378,247
21
22
 2018
23
 Carrying amount On demand Less than 3 months 3 to 6 months 6 to 12 months 1 to 5 years Over 5 years Non interest bearing
24
 Cash and cash equivalents 50,105,076 18,412,311 30,172,195 - - - - 1,520,570
25
 Due from banks 5,164,742 - - 3,547,691 1,617,051 - - -
26
 Loans and advances to banks 5,769,229 - 401,032 344,322 1,109,135 3,914,740 - -
27
 Loans and advances to customers 22,297,254 1,781,297 4,640,499 929,077 1,223,005 8,774,469 4,948,907 -
28
 Debt instruments measured at amortised cost 27,360,177 - 9,545,521 4,093,423 2,096,928 10,743,113 881,192 -
29
 Other assets (excluding prepayments, accrued income and inventory) 1,587,987 - - - - - - 1,587,987
30
 Total assets 112,284,465 20,193,608 44,759,247 8,914,513 6,046,119 23,432,322 5,830,099 3,108,557
31
32
 Liabilities
33
 Due to banks 932,755 113 860,210 - - 72,432 - -
34
 Deposits from customers 111,136,100 88,492,166 8,527,516 3,128,013 5,529,116 5,345,753 113,536 -
35
 Debts issued 855,302 255,094 167 - 404,591 195,450 - -
36
 Total liabilities 112,924,157 88,747,373 9,387,893 3,128,013 5,933,707 5,613,635 113,536 -
37
 Total interest sensitivity gap (639,692) (68,553,765) 35,371,354 5,786,500 112,412 17,818,687 5,716,563 3,108,557
A B C D E F G H I J K
1
2
 2019
3
 Carrying amount On demand Less than 3 months 3 to 6 months 6 to 12 months 1 to 5 years Over 5 years Non interest bearing
4
 Assets
5
 Cash and cash equivalents 50,700,638 15,191,168 33,808,173 - - - - 1,701,297
6
 Due from banks 12,967,930 - 4,840,807 4,822,090 2,797,852 507,181 - -
7
 Loans and advances to banks 6,019,048 - 925,600 2,320,192 374,554 2,398,702 - -
8
 Loans and advances to customers 22,150,196 100,808 6,910,096 397,799 1,179,629 8,561,002 5,000,862 -
9
 Debt instruments measured at amortised cost 36,884,143 - 11,721,302 7,503,269 7,175,226 8,855,045 1,629,301 -
10
 Equity Investment designated at fair value through other comprehensive income 31,945 - - - 31,945 - - -
11
 Other assets (excluding prepayments, accrued income and inventory) 1,922,348 - 5,082 10,655 229,661 - - 1,676,950
12
 Total assets 130,676,248 15,291,976 58,211,060 15,054,005 11,788,867 20,321,930 6,630,163 3,378,247
13
14
 Liabilities
15
 Due to banks 30,434 647 - - 18,557 11,230 - -
16
 Deposits from customers 131,032,605 95,990,453 16,441,090 4,544,381 6,769,088 7,185,195 102,398 -
17
 Debts issued 320,662 - - 320,662 - - - -
18
 Financial liabilities measured at fair value through profit or loss 872,139 813,783 - - - 58,356 - -
19
 Total liabilities 132,255,840 96,804,883 16,441,090 4,865,043 6,787,645 7,254,781 102,398 -
20
 Total interest sensitivity gap (1,579,592) (81,512,907) 41,769,970 10,188,962 5,001,222 13,067,149 6,527,765 3,378,247
21
22
 2018
23
 Carrying amount On demand Less than 3 months 3 to 6 months 6 to 12 months 1 to 5 years Over 5 years Non interest bearing
24
 Cash and cash equivalents 50,105,076 18,412,311 30,172,195 - - - - 1,520,570
25
 Due from banks 5,164,742 - - 3,547,691 1,617,051 - - -
26
 Loans and advances to banks 5,769,229 - 401,032 344,322 1,109,135 3,914,740 - -
27
 Loans and advances to customers 22,297,254 1,781,297 4,640,499 929,077 1,223,005 8,774,469 4,948,907 -
28
 Debt instruments measured at amortised cost 27,360,177 - 9,545,521 4,093,423 2,096,928 10,743,113 881,192 -
29
 Other assets (excluding prepayments, accrued income and inventory) 1,587,987 - - - - - - 1,587,987
30
 Total assets 112,284,465 20,193,608 44,759,247 8,914,513 6,046,119 23,432,322 5,830,099 3,108,557
31
32
 Liabilities
33
 Due to banks 932,755 113 860,210 - - 72,432 - -
34
 Deposits from customers 111,136,100 88,492,166 8,527,516 3,128,013 5,529,116 5,345,753 113,536 -
35
 Debts issued 855,302 255,094 167 - 404,591 195,450 - -
36
 Total liabilities 112,924,157 88,747,373 9,387,893 3,128,013 5,933,707 5,613,635 113,536 -
37
 Total interest sensitivity gap (639,692) (68,553,765) 35,371,354 5,786,500 112,412 17,818,687 5,716,563 3,108,557
A B C D E F G H I J K
1
2
 2019
3
 Carrying amount On demand Less than 3 months 3 to 6 months 6 to 12 months 1 to 5 years Over 5 years Non interest bearing
4
 Assets
5
 Cash and cash equivalents 50,700,638 15,191,168 33,808,173 - - - - 1,701,297
6
 Due from banks 12,967,930 - 4,840,807 4,822,090 2,797,852 507,181 - -
7
 Loans and advances to banks 6,019,048 - 925,600 2,320,192 374,554 2,398,702 - -
8
 Loans and advances to customers 22,150,196 100,808 6,910,096 397,799 1,179,629 8,561,002 5,000,862 -
9
 Debt instruments measured at amortised cost 36,884,143 - 11,721,302 7,503,269 7,175,226 8,855,045 1,629,301 -
10
 Equity Investment designated at fair value through other comprehensive income 31,945 - - - 31,945 - - -
11
 Other assets (excluding prepayments, accrued income and inventory) 1,922,348 - 5,082 10,655 229,661 - - 1,676,950
12
 Total assets 130,676,248 15,291,976 58,211,060 15,054,005 11,788,867 20,321,930 6,630,163 3,378,247
13
14
 Liabilities
15
 Due to banks 30,434 647 - - 18,557 11,230 - -
16
 Deposits from customers 131,032,605 95,990,453 16,441,090 4,544,381 6,769,088 7,185,195 102,398 -
17
 Debts issued 320,662 - - 320,662 - - - -
18
 Financial liabilities measured at fair value through profit or loss 872,139 813,783 - - - 58,356 - -
19
 Total liabilities 132,255,840 96,804,883 16,441,090 4,865,043 6,787,645 7,254,781 102,398 -
20
 Total interest sensitivity gap (1,579,592) (81,512,907) 41,769,970 10,188,962 5,001,222 13,067,149 6,527,765 3,378,247
21
22
 2018
23
 Carrying amount On demand Less than 3 months 3 to 6 months 6 to 12 months 1 to 5 years Over 5 years Non interest bearing
24
 Cash and cash equivalents 50,105,076 18,412,311 30,172,195 - - - - 1,520,570
25
 Due from banks 5,164,742 - - 3,547,691 1,617,051 - - -
26
 Loans and advances to banks 5,769,229 - 401,032 344,322 1,109,135 3,914,740 - -
27
 Loans and advances to customers 22,297,254 1,781,297 4,640,499 929,077 1,223,005 8,774,469 4,948,907 -
28
 Debt instruments measured at amortised cost 27,360,177 - 9,545,521 4,093,423 2,096,928 10,743,113 881,192 -
29
 Other assets (excluding prepayments, accrued income and inventory) 1,587,987 - - - - - - 1,587,987
30
 Total assets 112,284,465 20,193,608 44,759,247 8,914,513 6,046,119 23,432,322 5,830,099 3,108,557
31
32
 Liabilities
33
 Due to banks 932,755 113 860,210 - - 72,432 - -
34
 Deposits from customers 111,136,100 88,492,166 8,527,516 3,128,013 5,529,116 5,345,753 113,536 -
35
 Debts issued 855,302 255,094 167 - 404,591 195,450 - -
36
 Total liabilities 112,924,157 88,747,373 9,387,893 3,128,013 5,933,707 5,613,635 113,536 -
37
 Total interest sensitivity gap (639,692) (68,553,765) 35,371,354 5,786,500 112,412 17,818,687 5,716,563 3,108,557