A B C D E F G H I J K
1
2
 2019
3
 Carrying amount On demand Less than 3 months 3 to 6 months 6 to 12 months 1 to 5 years Over 5 years Non interest bearing
4
 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000
5
 THE BANK
6
 Cash and cash equivalents 50,698,992 15,189,522 33,808,173 - - - - 1,701,297
7
 Due from banks 12,967,930 - 4,840,807 4,822,090 2,797,852 507,181 - -
8
 Loans and advances to banks 6,019,048 - 925,600 2,320,192 374,554 2,398,702 - -
9
 Loans and advances to customers 22,150,196 100,808 6,910,096 397,799 1,179,629 8,561,002 5,000,862 -
10
 Debt instruments measured at amortised cost 36,884,143 - 11,721,302 7,503,269 7,175,226 8,855,045 1,629,301 -
11
 Other assets (excluding prepayments, accrued income and inventory) 1,991,181 - - - 125,346 - - 1,865,835  
12
 Total assets 130,711,490 15,290,330 58,205,978 15,043,350 11,652,607 20,321,930 6,630,163 3,567,132  
13
14
 Liabilities
15
 Due to banks 30,434 647 - - 18,557 11,230 - -
16
 Deposits from customers 131,208,365 25,839,984 18,473,252 4,680,838 6,769,088 7,185,195 102,398 68,157,610
17
 Debts issued 184,205 - - 184,205 - - - -
18
 Total liabilities 131,423,004 25,840,631 18,473,252 4,865,043 6,787,645 7,196,425 102,398 68,157,610
19
 Total interest sensitivity gap (711,514) (10,550,301) 39,732,726 10,178,307 4,864,962 13,125,505 6,527,765 (64,590,478)
20
21
22
 THE BANK 2018
23
 Carrying amount On demand Less than 3 months 3 to 6 months 6 to 12 months 1 to 5 years Over 5 years Non interest bearing
24
 Assets MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000
25
 Cash and cash equivalents 49,974,647 18,281,882 30,172,195 - - - - 1,520,570
26
 Due from banks 5,164,742 - - 3,547,691 1,617,051 - - -
27
 Loans and advances to banks 5,769,229 - 401,032 344,322 1,109,135 3,914,740 - -
28
 Loans and advances to customers 22,297,254 1,781,297 4,640,499 929,077 1,223,005 8,774,469 4,948,907 -
29
 Debt instruments measured at amortised cost 27,360,177 - 9,545,521 4,093,423 2,096,928 10,743,113 881,192 -
30
 Other assets (excluding prepayments, accrued income and inventory) 1,744,081 - - - 177,117 - - 1,566,964
31
 Total assets 112,310,130 20,063,179 44,759,247 8,914,513 6,223,236 23,432,322 5,830,099 3,087,534  
32
33
 Liabilities
34
 Due to banks 932,755 113 860,210 - - 72,432 - -
35
 Deposits from customers 111,385,467 88,741,533 8,527,516 3,128,013 5,529,116 5,345,753 113,536 -
36
 Debts issued 600,208 - 167 - 404,591 195,450 - -
37
 Total liabilities 112,918,430 88,741,646 9,387,893 3,128,013 5,933,707 5,613,635 113,536 -
38
 Total interest sensitivity gap (608,300) (68,678,467) 35,371,354 5,786,500 289,529 17,818,687 5,716,563 3,087,534
A B C D E F G H I J K
1
2
 2,019
3
 Carrying amount On demand Less than 3 months 3 to 6 months 6 to 12 months 1 to 5 years Over 5 years Non interest bearing
4
 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000
5
 THE BANK
6
 Cash and cash equivalents 50,698,992 15,189,522 33,808,173 - - - - 1,701,297
7
 Due from banks 12,967,930 - 4,840,807 4,822,090 2,797,852 507,181 - -
8
 Loans and advances to banks 6,019,048 - 925,600 2,320,192 374,554 2,398,702 - -
9
 Loans and advances to customers 22,150,196 100,808 6,910,096 397,799 1,179,629 8,561,002 5,000,862 -
10
 Debt instruments measured at amortised cost 36,884,143 - 11,721,302 7,503,269 7,175,226 8,855,045 1,629,301 -
11
 Other assets (excluding prepayments, accrued income and inventory) 1,991,181 - - - 125,346 - - 1,865,835  
12
 Total assets 130,711,490 15,290,330 58,205,978 15,043,350 11,652,607 20,321,930 6,630,163 3,567,132  
13
14
 Liabilities
15
 Due to banks 30,434 647 - - 18,557 11,230 - -
16
 Deposits from customers 131,208,365 25,839,984 18,473,252 4,680,838 6,769,088 7,185,195 102,398 68,157,610
17
 Debts issued 184,205 - - 184,205 - - - -
18
 Total liabilities 131,423,004 25,840,631 18,473,252 4,865,043 6,787,645 7,196,425 102,398 68,157,610
19
 Total interest sensitivity gap (711,514) (10,550,301) 39,732,726 10,178,307 4,864,962 13,125,505 6,527,765 (64,590,478)
20
21
22
 THE BANK 2018
23
 Carrying amount On demand Less than 3 months 3 to 6 months 6 to 12 months 1 to 5 years Over 5 years Non interest bearing
24
 Assets MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000
25
 Cash and cash equivalents 49,974,647 18,281,882 30,172,195 - - - - 1,520,570
26
 Due from banks 5,164,742 - - 3,547,691 1,617,051 - - -
27
 Loans and advances to banks 5,769,229 - 401,032 344,322 1,109,135 3,914,740 - -
28
 Loans and advances to customers 22,297,254 1,781,297 4,640,499 929,077 1,223,005 8,774,469 4,948,907 -
29
 Debt instruments measured at amortised cost 27,360,177 - 9,545,521 4,093,423 2,096,928 10,743,113 881,192 -
30
 Other assets (excluding prepayments, accrued income and inventory) 1,744,081 - - - 177,117 - - 1,566,964
31
 Total assets 112,310,130 20,063,179 44,759,247 8,914,513 6,223,236 23,432,322 5,830,099 3,087,534  
32
33
 Liabilities
34
 Due to banks 932,755 113 860,210 - - 72,432 - -
35
 Deposits from customers 111,385,467 88,741,533 8,527,516 3,128,013 5,529,116 5,345,753 113,536 -
36
 Debts issued 600,208 - 167 - 404,591 195,450 - -
37
 Total liabilities 112,918,430 88,741,646 9,387,893 3,128,013 5,933,707 5,613,635 113,536 -
38
 Total interest sensitivity gap (608,300) (68,678,467) 35,371,354 5,786,500 289,529 17,818,687 5,716,563 3,087,534
A B C D E F G H I J K
1
2
 2,019
3
 Carrying amount On demand Less than 3 months 3 to 6 months 6 to 12 months 1 to 5 years Over 5 years Non interest bearing
4
 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000
5
 THE BANK
6
 Cash and cash equivalents 50,698,992 15,189,522 33,808,173 - - - - 1,701,297
7
 Due from banks 12,967,930 - 4,840,807 4,822,090 2,797,852 507,181 - -
8
 Loans and advances to banks 6,019,048 - 925,600 2,320,192 374,554 2,398,702 - -
9
 Loans and advances to customers 22,150,196 100,808 6,910,096 397,799 1,179,629 8,561,002 5,000,862 -
10
 Debt instruments measured at amortised cost 36,884,143 - 11,721,302 7,503,269 7,175,226 8,855,045 1,629,301 -
11
 Other assets (excluding prepayments, accrued income and inventory) 1,991,181 - - - 125,346 - - 1,865,835  
12
 Total assets 130,711,490 15,290,330 58,205,978 15,043,350 11,652,607 20,321,930 6,630,163 3,567,132  
13
14
 Liabilities
15
 Due to banks 30,434 647 - - 18,557 11,230 - -
16
 Deposits from customers 131,208,365 25,839,984 18,473,252 4,680,838 6,769,088 7,185,195 102,398 68,157,610
17
 Debts issued 184,205 - - 184,205 - - - -
18
 Total liabilities 131,423,004 25,840,631 18,473,252 4,865,043 6,787,645 7,196,425 102,398 68,157,610
19
 Total interest sensitivity gap (711,514) (10,550,301) 39,732,726 10,178,307 4,864,962 13,125,505 6,527,765 (64,590,478)
20
21
22
 THE BANK 2,018
23
 Carrying amount On demand Less than 3 months 3 to 6 months 6 to 12 months 1 to 5 years Over 5 years Non interest bearing
24
 Assets MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000
25
 Cash and cash equivalents 49,974,647 18,281,882 30,172,195 - - - - 1,520,570
26
 Due from banks 5,164,742 - - 3,547,691 1,617,051 - - -
27
 Loans and advances to banks 5,769,229 - 401,032 344,322 1,109,135 3,914,740 - -
28
 Loans and advances to customers 22,297,254 1,781,297 4,640,499 929,077 1,223,005 8,774,469 4,948,907 -
29
 Debt instruments measured at amortised cost 27,360,177 - 9,545,521 4,093,423 2,096,928 10,743,113 881,192 -
30
 Other assets (excluding prepayments, accrued income and inventory) 1,744,081 - - - 177,117 - - 1,566,964
31
 Total assets 112,310,130 20,063,179 44,759,247 8,914,513 6,223,236 23,432,322 5,830,099 3,087,534  
32
33
 Liabilities
34
 Due to banks 932,755 113 860,210 - - 72,432 - -
35
 Deposits from customers 111,385,467 88,741,533 8,527,516 3,128,013 5,529,116 5,345,753 113,536 -
36
 Debts issued 600,208 - 167 - 404,591 195,450 - -
37
 Total liabilities 112,918,430 88,741,646 9,387,893 3,128,013 5,933,707 5,613,635 113,536 -
38
 Total interest sensitivity gap (608,300) (68,678,467) 35,371,354 5,786,500 289,529 17,818,687 5,716,563 3,087,534