| A | B | C | D | E | F | G | H | I | J | K | L | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
1
|
||||||||||||||||||
|
2
|
2019 | 2018 | 2017 | |||||||||||||||
|
3
|
Segment A | Segment B | Total | Segment A | Segment B | Total | Segment A | Segment B | Total | |||||||||
|
4
|
MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | |||||||||
|
5
|
X (a) | LOANS AND ADVANCES TO CUSTOMERS | ||||||||||||||||
|
6
|
(a) Remaining term to maturity Within 3 months |
5,021,059 | 2,453,588 | 7,474,647 | 5,457,010 | 2,234,702 | 7,691,712 | 3,752,679 | 1,802,125 | 5,554,804 | ||||||||
|
7
|
Over 3 to 6 months | 130,832 | 269,797 | 400,629 | 24,310 | 1,249,089 | 1,273,399 | 255,770 | 1,820 | 257,590 | ||||||||
|
8
|
Over 6 to 12 months | 226,701 | 1,543,648 | 1,770,349 | 316,023 | 899,480 | 1,215,503 | 720,906 | 1,731,298 | 2,452,204 | ||||||||
|
9
|
Over 1 to 5 years | 2,412,072 | 6,695,222 | 9,107,294 | 1,793,167 | 6,590,507 | 8,383,674 | 2,933,541 | 8,626,360 | 11,559,901 | ||||||||
|
10
|
Over 5 years | 4,147,081 | 1,162,713 | 5,309,794 | 3,783,607 | 1,165,300 | 4,948,907 | 3,320,866 | 2,562,332 | 5,883,198 | ||||||||
|
11
|
Gross core loans and advances to customers | 11,937,745 | 12,124,968 | 24,062,713 | 11,374,117 | 12,139,078 | 23,513,195 | 10,983,762 | 14,723,935 | 25,707,697 | ||||||||
|
12
|
Less: Allowances for impairment losses | (457,166) | (1,455,351) | (1,912,517) | (741,417) | (474,524) | (1,215,941) | (678,772) | (1,025,510) | (1,704,282) | ||||||||
|
13
|
Net core loans and advances to customers | 11,480,579 | 10,669,617 | 22,150,196 | 10,632,700 | 11,664,554 | 22,297,254 | 10,304,990 | 13,698,425 | 24,003,415 | ||||||||
|
14
|
||||||||||||||||||
|
15
|
(b) | Credit concentration of risk by industry sectors Agriculture and fishing |
159,099 | 350,551 | 509,650 | 1,095,391 | 530,504 | 1,625,895 | 845,778 | 351,181 | 1,196,959 | |||||||
|
16
|
Manufacturing | 436,431 | 2,289,225 | 2,725,656 | 381,977 | 2,398,790 | 2,780,767 | 438,193 | 2,561,129 | 2,999,322 | ||||||||
|
17
|
Tourism | 2,714,782 | 449,560 | 3,164,342 | 2,236,127 | 144,624 | 2,380,751 | 2,149,109 | - | 2,149,109 | ||||||||
|
18
|
Transport | 44,608 | 318,959 | 363,567 | 41,364 | 388,225 | 429,589 | 2,774 | 546,390 | 549,164 | ||||||||
|
19
|
Construction, infrastructure and real estate | 913,531 | 205,502 | 1,119,033 | 1,196,304 | 582,608 | 1,778,912 | 2,194,843 | 975,673 | 3,170,516 | ||||||||
|
20
|
Financial and business services | 2,739,957 | 1,621,871 | 4,361,828 | 1,916,284 | 1,735,310 | 3,651,594 | 1,057,573 | 1,724,843 | 2,782,416 | ||||||||
|
21
|
Traders | 1,204,300 | 363,938 | 1,568,238 | 947,685 | 611,949 | 1,559,634 | 801,942 | 878,056 | 1,679,998 | ||||||||
|
22
|
Personal | 1,506,811 | 442,365 | 1,949,176 | 1,280,269 | 455,113 | 1,735,382 | 1,294,321 | 439,899 | 1,734,220 | ||||||||
|
23
|
Professional | 456,563 | - | 456,563 | 4,035 | 494 | 4,529 | 6,233 | - | 6,233 | ||||||||
|
24
|
Information, communication and technology | 251,421 | - | 251,421 | 45,544 | - | 45,544 | 87,348 | - | 87,348 | ||||||||
|
25
|
Government and parastatal bodies | - | 101,768 | 101,768 | 1,160,169 | 139,178 | 1,299,347 | - | 271,646 | 271,646 | ||||||||
|
26
|
Global Business Licence Holders (GBL) | - | 2,577,547 | 2,577,547 | - | 2,613,741 | 2,613,741 | - | 3,596,604 | 3,596,604 | ||||||||
|
27
|
Other entities | 1,510,242 | 3,403,682 | 4,913,924 | 1,068,968 | 2,538,542 | 3,607,510 | 2,105,648 | 3,378,514 | 5,484,162 | ||||||||
|
28
|
11,937,745 | 12,124,968 | 24,062,713 | 11,374,117 | 12,139,078 | 23,513,195 | 10,983,762 | 14,723,935 | 25,707,697 | |||||||||
| A | B | C | D | E | F | G | H | I | J | K | L | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
1
|
||||||||||||
|
2
|
2019 | 2018 | 2017 | |||||||||
|
3
|
Segment A | Segment B | Total | Segment A | Segment B | Total | Segment A | Segment B | Total | |||
|
4
|
MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | |||
|
5
|
X (a) | LOANS AND ADVANCES TO CUSTOMERS | ||||||||||
|
6
|
(a) Remaining term to maturity Within 3 months |
5,021,059 | 2,453,588 | 7,474,647 | 5,457,010 | 2,234,702 | 7,691,712 | 3,752,679 | 1,802,125 | 5,554,804 | ||
|
7
|
Over 3 to 6 months | 130,832 | 269,797 | 400,629 | 24,310 | 1,249,089 | 1,273,399 | 255,770 | 1,820 | 257,590 | ||
|
8
|
Over 6 to 12 months | 226,701 | 1,543,648 | 1,770,349 | 316,023 | 899,480 | 1,215,503 | 720,906 | 1,731,298 | 2,452,204 | ||
|
9
|
Over 1 to 5 years | 2,412,072 | 6,695,222 | 9,107,294 | 1,793,167 | 6,590,507 | 8,383,674 | 2,933,541 | 8,626,360 | 11,559,901 | ||
|
10
|
Over 5 years | 4,147,081 | 1,162,713 | 5,309,794 | 3,783,607 | 1,165,300 | 4,948,907 | 3,320,866 | 2,562,332 | 5,883,198 | ||
|
11
|
Gross core loans and advances to customers | 11,937,745 | 12,124,968 | 24,062,713 | 11,374,117 | 12,139,078 | 23,513,195 | 10,983,762 | 14,723,935 | 25,707,697 | ||
|
12
|
Less: Allowances for impairment losses | (457,166) | (1,455,351) | (1,912,517) | (741,417) | (474,524) | (1,215,941) | (678,772) | (1,025,510) | (1,704,282) | ||
|
13
|
Net core loans and advances to customers | 11,480,579 | 10,669,617 | 22,150,196 | 10,632,700 | 11,664,554 | 22,297,254 | 10,304,990 | 13,698,425 | 24,003,415 | ||
|
14
|
||||||||||||
|
15
|
(b) | Credit concentration of risk by industry sectors Agriculture and fishing |
159,099 | 350,551 | 509,650 | 1,095,391 | 530,504 | 1,625,895 | 845,778 | 351,181 | 1,196,959 | |
|
16
|
Manufacturing | 436,431 | 2,289,225 | 2,725,656 | 381,977 | 2,398,790 | 2,780,767 | 438,193 | 2,561,129 | 2,999,322 | ||
|
17
|
Tourism | 2,714,782 | 449,560 | 3,164,342 | 2,236,127 | 144,624 | 2,380,751 | 2,149,109 | - | 2,149,109 | ||
|
18
|
Transport | 44,608 | 318,959 | 363,567 | 41,364 | 388,225 | 429,589 | 2,774 | 546,390 | 549,164 | ||
|
19
|
Construction, infrastructure and real estate | 913,531 | 205,502 | 1,119,033 | 1,196,304 | 582,608 | 1,778,912 | 2,194,843 | 975,673 | 3,170,516 | ||
|
20
|
Financial and business services | 2,739,957 | 1,621,871 | 4,361,828 | 1,916,284 | 1,735,310 | 3,651,594 | 1,057,573 | 1,724,843 | 2,782,416 | ||
|
21
|
Traders | 1,204,300 | 363,938 | 1,568,238 | 947,685 | 611,949 | 1,559,634 | 801,942 | 878,056 | 1,679,998 | ||
|
22
|
Personal | 1,506,811 | 442,365 | 1,949,176 | 1,280,269 | 455,113 | 1,735,382 | 1,294,321 | 439,899 | 1,734,220 | ||
|
23
|
Professional | 456,563 | - | 456,563 | 4,035 | 494 | 4,529 | 6,233 | - | 6,233 | ||
|
24
|
Information, communication and technology | 251,421 | - | 251,421 | 45,544 | - | 45,544 | 87,348 | - | 87,348 | ||
|
25
|
Government and parastatal bodies | - | 101,768 | 101,768 | 1,160,169 | 139,178 | 1,299,347 | - | 271,646 | 271,646 | ||
|
26
|
Global Business Licence Holders (GBL) | - | 2,577,547 | 2,577,547 | - | 2,613,741 | 2,613,741 | - | 3,596,604 | 3,596,604 | ||
|
27
|
Other entities | 1,510,242 | 3,403,682 | 4,913,924 | 1,068,968 | 2,538,542 | 3,607,510 | 2,105,648 | 3,378,514 | 5,484,162 | ||
|
28
|
11,937,745 | 12,124,968 | 24,062,713 | 11,374,117 | 12,139,078 | 23,513,195 | 10,983,762 | 14,723,935 | 25,707,697 | |||
| A | B | C | D | E | F | G | H | I | J | K | L | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
1
|
||||||||||||
|
2
|
2019 | 2018 | 2017 | |||||||||
|
3
|
Segment A | Segment B | Total | Segment A | Segment B | Total | Segment A | Segment B | Total | |||
|
4
|
MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | MUR'000 | |||
|
5
|
X (a) | LOANS AND ADVANCES TO CUSTOMERS | ||||||||||
|
6
|
(a) Remaining term to maturity Within 3 months |
5,021,059 | 2,453,588 | 7,474,647 | 5,457,010 | 2,234,702 | 7,691,712 | 3,752,679 | 1,802,125 | 5,554,804 | ||
|
7
|
Over 3 to 6 months | 130,832 | 269,797 | 400,629 | 24,310 | 1,249,089 | 1,273,399 | 255,770 | 1,820 | 257,590 | ||
|
8
|
Over 6 to 12 months | 226,701 | 1,543,648 | 1,770,349 | 316,023 | 899,480 | 1,215,503 | 720,906 | 1,731,298 | 2,452,204 | ||
|
9
|
Over 1 to 5 years | 2,412,072 | 6,695,222 | 9,107,294 | 1,793,167 | 6,590,507 | 8,383,674 | 2,933,541 | 8,626,360 | 11,559,901 | ||
|
10
|
Over 5 years | 4,147,081 | 1,162,713 | 5,309,794 | 3,783,607 | 1,165,300 | 4,948,907 | 3,320,866 | 2,562,332 | 5,883,198 | ||
|
11
|
Gross core loans and advances to customers | 11,937,745 | 12,124,968 | 24,062,713 | 11,374,117 | 12,139,078 | 23,513,195 | 10,983,762 | 14,723,935 | 25,707,697 | ||
|
12
|
Less: Allowances for impairment losses | (457,166) | (1,455,351) | (1,912,517) | (741,417) | (474,524) | (1,215,941) | (678,772) | (1,025,510) | (1,704,282) | ||
|
13
|
Net core loans and advances to customers | 11,480,579 | 10,669,617 | 22,150,196 | 10,632,700 | 11,664,554 | 22,297,254 | 10,304,990 | 13,698,425 | 24,003,415 | ||
|
14
|
||||||||||||
|
15
|
(b) | Credit concentration of risk by industry sectors Agriculture and fishing |
159,099 | 350,551 | 509,650 | 1,095,391 | 530,504 | 1,625,895 | 845,778 | 351,181 | 1,196,959 | |
|
16
|
Manufacturing | 436,431 | 2,289,225 | 2,725,656 | 381,977 | 2,398,790 | 2,780,767 | 438,193 | 2,561,129 | 2,999,322 | ||
|
17
|
Tourism | 2,714,782 | 449,560 | 3,164,342 | 2,236,127 | 144,624 | 2,380,751 | 2,149,109 | - | 2,149,109 | ||
|
18
|
Transport | 44,608 | 318,959 | 363,567 | 41,364 | 388,225 | 429,589 | 2,774 | 546,390 | 549,164 | ||
|
19
|
Construction, infrastructure and real estate | 913,531 | 205,502 | 1,119,033 | 1,196,304 | 582,608 | 1,778,912 | 2,194,843 | 975,673 | 3,170,516 | ||
|
20
|
Financial and business services | 2,739,957 | 1,621,871 | 4,361,828 | 1,916,284 | 1,735,310 | 3,651,594 | 1,057,573 | 1,724,843 | 2,782,416 | ||
|
21
|
Traders | 1,204,300 | 363,938 | 1,568,238 | 947,685 | 611,949 | 1,559,634 | 801,942 | 878,056 | 1,679,998 | ||
|
22
|
Personal | 1,506,811 | 442,365 | 1,949,176 | 1,280,269 | 455,113 | 1,735,382 | 1,294,321 | 439,899 | 1,734,220 | ||
|
23
|
Professional | 456,563 | - | 456,563 | 4,035 | 494 | 4,529 | 6,233 | - | 6,233 | ||
|
24
|
Information, communication and technology | 251,421 | - | 251,421 | 45,544 | - | 45,544 | 87,348 | - | 87,348 | ||
|
25
|
Government and parastatal bodies | - | 101,768 | 101,768 | 1,160,169 | 139,178 | 1,299,347 | - | 271,646 | 271,646 | ||
|
26
|
Global Business Licence Holders (GBL) | - | 2,577,547 | 2,577,547 | - | 2,613,741 | 2,613,741 | - | 3,596,604 | 3,596,604 | ||
|
27
|
Other entities | 1,510,242 | 3,403,682 | 4,913,924 | 1,068,968 | 2,538,542 | 3,607,510 | 2,105,648 | 3,378,514 | 5,484,162 | ||
|
28
|
11,937,745 | 12,124,968 | 24,062,713 | 11,374,117 | 12,139,078 | 23,513,195 | 10,983,762 | 14,723,935 | 25,707,697 | |||