A B C D E F G H I J K
1
2
 2019 Total provision
3
 Gross amount of loans Non performing loans STAGE 1 STAGE 2 STAGE 3 2019 2018 2017
4
 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000
5
 Analysed by Segments:
6
 Segment A
7
 Agriculture and fishing 159,099 - 230 - - 230 17,336 26,964
8
 Manufacturing 436,431 158,441 729 - 93,369 94,098 91,140 36,912
9
 Tourism 2,714,782 - 7,385 - - 7,385 52,711 71,389
10
 Transport 44,608 - 149 - - 149 459 447
11
 Construction, infrastructure and real estate 913,531 105,594 11,509 - 79,601 91,110 185,363 206,583
12
 Financial and business services 2,739,957 266 8,012 - 266 8,278 33,087 19,643
13
 Traders 1,204,300 92,829 11,268 45 59,859 71,172 133,751 166,892
14
 Personal 1,506,811 171,158 23,505 5,624 127,685 156,814 171,787 118,283
15
 Professional 456,563 1,198 741 - 74 815 38 61
16
 Information, communication and technology 251,421 2,593 661 - 2,593 3,254 13,558 6,946
17
 Other entities 1,510,242 54,326 8,061 - 15,800 23,861 42,187 24,652
18
 11,937,745 586,405 72,250 5,669 379,247 457,166 741,417 678,772
19
20
 Segment B
21
 Agriculture and fishing 350,551 350,551 - - 210,151 210,151 6,153 3,829
22
 Manufacturing 2,289,225 164,276 3,568 144,352 164,276 312,196 276,985 551,786
23
 Tourism 449,560 - 3,783 - - 3,783 1,701 1,803
24
 Transport 318,959 115,717 3,119 - 115,717 118,836 50,543 79,859
25
 Construction, infrastructure and real estate 205,502 185,522 365 - 141,009 141,374 6,765 88,850
26
 Financial and business services 1,621,871 553,017 3,671 - 420,264 423,935 30,618 34,219
27
 Traders 363,938 - 855 - - 855 7,099 10,593
28
 Personal 442,365 43,611 2,539 295 8,754 11,588 14,631 5,592
29
 Professional - - - - - - 6 -
30
 Government and parastatal bodies 101,768 - 1,562 - - 1,562 - 7,333
31
 Global Business Licence Holders (GBL) 2,577,547 243,208 17,068 - 126,360 143,428 48,552 236,846
32
 Other entities 3,403,682 28 11,571 76,044 28 87,643 31,471 4,800
33
 12,124,968 1,655,930 48,101 220,691 1,186,559 1,455,351 474,524 1,025,510
A B C D E F G H I J K
1
2
 2019 Total provision
3
 Gross amount of loans Non performing loans STAGE 1 STAGE 2 STAGE 3 2019 2018 2017
4
 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000
5
 Analysed by Segments:
6
 Segment A
7
 Agriculture and fishing 159,099 - 230 - - 230 17,336 26,964
8
 Manufacturing 436,431 158,441 729 - 93,369 94,098 91,140 36,912
9
 Tourism 2,714,782 - 7,385 - - 7,385 52,711 71,389
10
 Transport 44,608 - 149 - - 149 459 447
11
 Construction, infrastructure and real estate 913,531 105,594 11,509 - 79,601 91,110 185,363 206,583
12
 Financial and business services 2,739,957 266 8,012 - 266 8,278 33,087 19,643
13
 Traders 1,204,300 92,829 11,268 45 59,859 71,172 133,751 166,892
14
 Personal 1,506,811 171,158 23,505 5,624 127,685 156,814 171,787 118,283
15
 Professional 456,563 1,198 741 - 74 815 38 61
16
 Information, communication and technology 251,421 2,593 661 - 2,593 3,254 13,558 6,946
17
 Other entities 1,510,242 54,326 8,061 - 15,800 23,861 42,187 24,652
18
 11,937,745 586,405 72,250 5,669 379,247 457,166 741,417 678,772
19
20
 Segment B
21
 Agriculture and fishing 350,551 350,551 - - 210,151 210,151 6,153 3,829
22
 Manufacturing 2,289,225 164,276 3,568 144,352 164,276 312,196 276,985 551,786
23
 Tourism 449,560 - 3,783 - - 3,783 1,701 1,803
24
 Transport 318,959 115,717 3,119 - 115,717 118,836 50,543 79,859
25
 Construction, infrastructure and real estate 205,502 185,522 365 - 141,009 141,374 6,765 88,850
26
 Financial and business services 1,621,871 553,017 3,671 - 420,264 423,935 30,618 34,219
27
 Traders 363,938 - 855 - - 855 7,099 10,593
28
 Personal 442,365 43,611 2,539 295 8,754 11,588 14,631 5,592
29
 Professional - - - - - - 6 -
30
 Government and parastatal bodies 101,768 - 1,562 - - 1,562 - 7,333
31
 Global Business Licence Holders (GBL) 2,577,547 243,208 17,068 - 126,360 143,428 48,552 236,846
32
 Other entities 3,403,682 28 11,571 76,044 28 87,643 31,471 4,800
33
 12,124,968 1,655,930 48,101 220,691 1,186,559 1,455,351 474,524 1,025,510
A B C D E F G H I J K
1
2
 2019 Total provision
3
 Gross amount of loans Non performing loans STAGE 1 STAGE 2 STAGE 3 2019 2018 2017
4
 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000
5
 Analysed by Segments:
6
 Segment A
7
 Agriculture and fishing 159,099 - 230 - - 230 17,336 26,964
8
 Manufacturing 436,431 158,441 729 - 93,369 94,098 91,140 36,912
9
 Tourism 2,714,782 - 7,385 - - 7,385 52,711 71,389
10
 Transport 44,608 - 149 - - 149 459 447
11
 Construction, infrastructure and real estate 913,531 105,594 11,509 - 79,601 91,110 185,363 206,583
12
 Financial and business services 2,739,957 266 8,012 - 266 8,278 33,087 19,643
13
 Traders 1,204,300 92,829 11,268 45 59,859 71,172 133,751 166,892
14
 Personal 1,506,811 171,158 23,505 5,624 127,685 156,814 171,787 118,283
15
 Professional 456,563 1,198 741 - 74 815 38 61
16
 Information, communication and technology 251,421 2,593 661 - 2,593 3,254 13,558 6,946
17
 Other entities 1,510,242 54,326 8,061 - 15,800 23,861 42,187 24,652
18
 11,937,745 586,405 72,250 5,669 379,247 457,166 741,417 678,772
19
20
 Segment B
21
 Agriculture and fishing 350,551 350,551 - - 210,151 210,151 6,153 3,829
22
 Manufacturing 2,289,225 164,276 3,568 144,352 164,276 312,196 276,985 551,786
23
 Tourism 449,560 - 3,783 - - 3,783 1,701 1,803
24
 Transport 318,959 115,717 3,119 - 115,717 118,836 50,543 79,859
25
 Construction, infrastructure and real estate 205,502 185,522 365 - 141,009 141,374 6,765 88,850
26
 Financial and business services 1,621,871 553,017 3,671 - 420,264 423,935 30,618 34,219
27
 Traders 363,938 - 855 - - 855 7,099 10,593
28
 Personal 442,365 43,611 2,539 295 8,754 11,588 14,631 5,592
29
 Professional - - - - - - 6 -
30
 Government and parastatal bodies 101,768 - 1,562 - - 1,562 - 7,333
31
 Global Business Licence Holders (GBL) 2,577,547 243,208 17,068 - 126,360 143,428 48,552 236,846
32
 Other entities 3,403,682 28 11,571 76,044 28 87,643 31,471 4,800
33
 12,124,968 1,655,930 48,101 220,691 1,186,559 1,455,351 474,524 1,025,510